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Use the calculators below to aid in the loan process
Client Testimonials
The Hopkins
Southern California
"In today's market conditions, you needed a lender you can trust. We spoke to several different companies, but The Lowest Payments was the only one that made us feel that our business was important and that we were appreciated."
First Mortgage Loans ....
If you are a consumer that is about to enter into your first mortgage, it's very important to have a good grasp on the total loan application process before you get into the details of financing. If you are in the fortunate position to have up to 20 percent of the house's total price for your down payment, there are many options at your disposal.
Cash Out Refinance ...
The Cost of Funds Index, otherwise known as COFI, is an important indicator of interest rate values for adjustable-rate mortgages. If you want to use COFI refinancing to pay off debt, consolidate bills, or support a home improvement project, it only stands to reason that you will want to sift through several loan offers before making a final decision.
Consolidate Credit Cards ....
Credit card debts can creep up over time. Whether you're a student saddled with monthly loan payback obligations, a single working mother struggling to support your family, or a new homeowner wrestling with high interest rate charges, your credit cards offer quick and easy solutions to immediate financial crises. However, paying with credit cards often means sacrificing long-term financial balance for short-term gain.
